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Welcome to the

Northumbrian Water Pension Scheme website

This site gives members access to general information about the Scheme and their benefits. If you aren’t a member of Northumbrian Water Pension Scheme, or you’re a member of the LifeSight Scheme, click the button below.

NON MEMBERS

NORTHUMBRIAN WATER PENSION SCHEME

Manage your pension online

Use the PRISM portal to manage your personal details, update your expression of wish, view your benefit statements and more. 

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NORTHUMBRIAN WATER PENSION SCHEME

Who is on your Trustee board?

Want to know who’s looking after your Scheme? Meet our dedicated trustees and find out more about their role.

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This site has been set up by the Trustee to give you information about the Northumbrian Water Pension Scheme, benefits in the Scheme and pensions in general. While this site provides a guide to the benefits offered, it is not a complete description of all the specific benefits available. Your Scheme’s Trust Deed and Rules may change from time to time and these override this website.

Deferred members

You’re a deferred member if you have not yet taken your benefits from the Scheme.
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Pensioners

You’re a pensioner member if you’re already receiving a retirement income from the Scheme.
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useful links

Places to find further guidance or support on pension-related issues.
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Scheme documents

In this section you can view and download various Scheme documents.
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Contact us

If you have any general questions about the Scheme or your benefits.
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Get expert financial advice with Origen

To help you make informed decisions about your options, the Trustees have partnered with Origen Financial Services. Origen’s expert advisers provide tailored recommendations based on your personal circumstances.

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NORTHUMBRIAN WATER PENSION SCHEME

Pension Update 2025

Your latest NWPS newsletter is now available in an interactive digital format.

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Not sure which section of the Northumbrian Water Pension Scheme you're in?

There are four main sections: Northumbrian Water (NW), Water Pension Scheme (WPS), Mirror Image Scheme and 80ths. Contact the Scheme administrator to find out which one you belong to. Click through the timeline below to see our history.

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Scheme history

1990
Scheme established

The Northumbrian Water Pension Scheme began life as the Lyonnaise UK Pension Scheme, created by Lyonnaise UK Plc and four water companies. Benefits and assets were transferred from the Water Companies Association Pension Scheme (WCAPS) to form the original section, now called the Northumbrian Water Section.

1998
Renamed and expanded

The Scheme was renamed the Northumbrian Lyonnaise Pension Scheme. In the same year, beneficiaries and assets from the Northumbrian Water Group fund within the Water Pension Scheme (WPS) were transferred, creating the WPS Section.

2002
MIS Section added

Beneficiaries and assets from the Water Mirror Image Pension Scheme (MIS) were transferred to the Scheme, forming the MIS Section.

2003
Scheme renamed

The Scheme became the Northumbrian Water Pension Scheme, the name it holds today.

2006
Detectronic Plan transfer

The Detectronic Retirement Security Plan was transferred into the Scheme, further expanding its scope.

2008
New Sections introduced

Two new sections were added: the 80th Section and the DC Section, broadening the Scheme’s structure.

2016
Switched to Career Average Revalued Earnings (CARE)

From 1 January 2016, the NW, WPS, MIS and 80ths Sections in the Scheme changed to a CARE basis.

2019
DC Section transition

The DC Section moved to the LifeSight master trust, leaving only defined benefit (DB) arrangements within the Scheme.

2022
Closure to future accrual

All DB sections closed to future accrual from 31 May 2022, marking the latest milestone in the Scheme’s history.

News

NWPS
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