Scheme documents

This page gives some general information about the Northumbrian Water Pension Scheme.

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Newsletters

Formal documents

Statement of Investment Principles

The SIP sets out the Trustee’s investment strategy and objectives.

Implementation Statement

This sets out the Trustee’s implementation of the investment policies set out in the SIP over the year.

Annual Report and Financial Statements 2025

This describes how the Scheme and its investments have been managed during the year.

Privacy Notice

This sets out how the Trustee collects, uses and protects your personal information and your rights in relation to your information.

Internal Dispute Resolution Procedure

This explains the procedure for formally resolving disagreements about the Scheme with the
Trustee.

Expression of Wish

An Expression of Wish form lets the Trustee know your wishes should any lump sum be payable on your death.

Booklets & guides

Northumbrian Water Section (the NW Section)

This guide was prepared in 2023 for members of the NW Section who became deferred as a result of the closure of the Scheme to future build-up of benefits from 31 May 2022.

Water Pension Scheme Section (the WPS Section)

This guide was prepared in 2023 for members of the WPS Section who became deferred as a result of the closure of the Scheme to future build-up of benefits from 31 May 2022.

Financial Advice at Retirement

Paid for Financial Advice for Eligible Northumbrian Water Pension Scheme Members.

80th CARE Booklet

This guide was prepared for members of the 80ths Section, to give an overview of CARE benefits following the switch to CARE from 2016.

NW and WPS CARE Booklet

This guide was prepared for members of the NW and WPS Sections, to give an overview of CARE benefits following the switch to CARE from 2016.

MIS CARE Booklet

This guide was prepared for members of the MIS Section, to give an overview of CARE benefits following the switch to CARE from 2016.

2008 NW Booklet

This guide was prepared for members of the NW Section, to give an overview of final salary benefits following changes from 2008.

2008 WPS Booklet

This guide was prepared for members of the WPS Section, to give an overview of final salary benefits following changes from 2008.

Planning for Retirement

Seven retirement considerations in your 40s, 50s and 60s

Climate change

Task Force on Climate Related Disclosures (TCFD) Report

We recognise the need for urgent, collective action on climate change.

Task Force on Climate Related Disclosures (TCFD) Summary Report

The Trustee continues to focus on the impact of climate change.

NWPS
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