| The scheme | Northumbrian Water participates in the LifeSight master trust pension scheme. |
| How to join |
If you are eligible to join LifeSight when you start work with Northumbrian Water, you will be automatically enrolled and contributions will be deducted from your pay. LifeSight will contact you by email to welcome you as a new member and provide you with access to scheme information on its website.
If you aren’t automatically enrolled you may still opt to join. Please contact the People Services Portal for further information. |
| Opt out |
If you are automatically enrolled but don’t want to be a member of LifeSight, you can 'opt-out' at any time on the LifeSight website. If you opt-out within a month of being enrolled you will receive a refund of your first contribution. If you opt-out after a month you won’t be able to get a refund and your contributions would remain invested until you retire, or you transfer to another pension scheme.
If you continue to work for Northumbrian Water you may be automatically re-enrolled every 3 years in line with pension regulations. |
| Further information | See the scheme guide and the investment guide for more information. |